First Time Home Buyers

First Time Home Buyers Kelowna, B.C.

I remember my wife and I buying our first home, it was both exciting and scary at the same time. Thankfully, I had a trusted Realtor along with his mortgage broker who guided us throughout the process, taking time to fully explain our options and also to give us some excellent advice. Now thirty years and four homes plus a couple of rental properties later, I am paying forward my expertise in the real estate and mortgage finance market, helping new soon to be home owners with their finances.

As a mortgage broker, I continually research all the lenders for the best mortgage rates and the best terms. I specifically match the lender best suited to your personal financial profile. I shop and negotiate and secure the best rate with the best terms and I also discuss your monthly payment options to help you get that mortgage paid off as soon as possible.

If you are even thinking about buying a home; before you go house shopping, it is important to get your mortgage pre-approved with a rate guarantee. With twenty-two years as a professional Realtor, I know that the first and best place for new buyers to start is getting sound mortgage advice.  Knowing how much you can afford before you start looking for that dream home will save you wasted time and if you have any minor credit issues, the sooner you address them, the better the rate will be offered.

Do you have an RRSP? You might qualify for the Home Buyers Plan to withdraw part of your funds for your down payment. Let’s talk.

Need a Realtor; we can help with that too?


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